Medicare Supplement insurance policies are sometimes called Medigap plans. Medigap plans are private health insurance policies that cover some of the costs the original Medicare plan does not cover. Some Medigap policies will cover services not covered by Medicare, such as prescription drugs. Medigap has 10 standard plans called Plan A through J, and 2 high deductible plans called Plan H Prime and J Prime. BCBSNC offers Plans A through Plan F and Plan H through Plan J.
Medicare does not pay for all of your health care bills. Supplemental plans are designed to pay many of those extra expenses not covered by Medicare alone, such as deductibles and copayments.
The rates will not increase because I get older, if you receive an increase in the future, it will be due to health care cost increases and changes in Medicare. You will never be singled out for a rate increase